Testimonials

Testimonials · 21. May 2020
December 2019 brought unparalleled anxiety in the microfinance sector as it was projected that most of the Small to medium enterprises (SMEs) would face losses and fail to meet their monthly instalment payments leading to high Portfolio at risk for the Sector (PAR). Despite the many drawbacks that have been triggered by the pandemic, there are some businesses that have shown resilience and have thrived during these tentative times in the financial sector. Rufunsa District is located 160...

Testimonials · 03. January 2020
Education has been known to increase knowledge levels and improve the standard of living. It is one of the indicators used by the United Nations Development Program to measure general wellbeing of people. In assessing the socio-economic status of the local applicants Umino community loan services check their education attainment on the poverty probability index. From 2017 till date there has been an improvement in the numbers of children attaining secondary school education and tertiary...

Testimonials · 07. October 2019
Jolle Mwansa is a resident of Rufunsa and runs two successful shops in the area. He is well known by the locals for his hospitality and determination. His financial discipline has earned him an impeccable record with Umino as he has a perfect repayment history. His story cannot go untold and will continue to inspire other would be clients both now and in the future. In 2017, he heard about Umino from his friend who applied for a loan from the institution. Resultantly, in January 2018 he applied...